Islamic marriage advice and family advice

I gave money to someone promising they will return it but they stole it



recently I gave some one a large amount of money where they said their house was going to be repossesed. As a Muslim I wanted to help them and transferred over the money. They promised they will be giving the money back. However soon after they started making excuses and reasons saying that they waiting for a cheque to clear. I told them as a Muslim I helped them and we agreed on a timescale as to when the money would be returned. They then stated I dont feel like giving you the money back. They changed their bank details. Blocked my number. Changed their number and had moved address. They also stated that they had no money for food and started crying when they were grateful for the help I had given them.

my question is did I do wrong to help a fellow Muslim? And what did I do to deserve this? I thought Allah. Would be happy that I helped someone in need. I feel angry, used abused cheated and made a fool of. I want to ask what does Allah say about this and what happens to the person who has stolen my money when I helped them.

this has really affected me and my family. Feel that as a Muslim what was the use to help others when others do that to u and Allah ignores your prayers and supplications?....


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17 Responses »

  1. Welcome to the real world.Words are just words.That's why we have to be smarter.Giving money to charity zakat A person on the streets whose hungry a family that doesn't have cloth et... but a person to save his home....I question. Most homes are on mortgages which HARAM. So if the owner thinks nothing important about this .Then know the curse is upon the liars.Only people of taqwa who fear Allah and love prophet Muhammad more then they love themselves. When you look at them they are the true believers because of the noor that radiant from there face.They talk soft and straight to the point .They do not ask because the rely on Allah and know that everything is from Allah.My friend correct your Iman and know that this world is a test and everything is just deceiving illusion. So don't feel down for Allah knows best your intentions and will deal with this on the day of judgement or maybe in this world.So don't be sad or mad just know that it was a test and learning experience.

    • My dear Jaany,
      that money,no matter how big or small it may be,belongs to you. Very first thing you do is to inform that bank with all the account and sort code through which this transaction was made, also tell them that money belong to you and you have right and request the bank to block that money(as it belongs to you).
      After this file a civil suite against that person/ can hire a lawyer or can do it yourself. Take a form for petition from the civil court or their website of your area.It submission fee is around £100.Follow the guidance given with it. Take all the documentary and in person evidence with you.The persons who were present or have seen this transaction by any means are obliged to give witness in court.under the Quran their is a complete chapter,which oblige any person to witness any act which harm a person or society. I hope this will encourage you enough to start your rightful money.Though it 3-7 years time bar for case to submit.but it may be extendable under reasonable cause by the court of law.
      Allah bless you with your money.Ameen.

  2. Salam brother,
    The Islamic teaching suggests us that while dealing financial matters, confirm a written statement and appoint witness also! Did u did the same?
    If not, try to talk to this person on phone and record the message, and then talk to some respected people in your town, so that they can arrange a gathering and find means to settle this matter for you.
    May ALLAH help u and bring khair!
    Best Regards

  3. Salam,

    I am very sorry about your situation. I know it can be difficult when you are running low on funds.

    I think you will probably never give a loan again because of your experience, however should you decided to forgive take note of the following ayah, the first few lines are applicable to you. Also, some hadiths are below on the SERIOUSNESS of loans that are not paid back i.e. debts.

    The Quran says:
    282. O you who believe ! when you contract a loan for a fixed term then write it down and let a writer write it down between you with fairness and the writer should not refuse to write, as Allah has taught him so he shall write; and let him who owes the loan dictate and he should fear Allah, his Fosterer, and not reduce anything from it. And if he who owes the loan is of poor understanding or weak or unable to dictate it himself, then let his guardian dictate with fairness. And call in two witnesses from among your men, but if two men are not available then one man and two women from among those whom you choose as witnesses, so that if one (woman) errs, then the other (woman) may remind her. And the witnesses must not refuse when they are called. And do not be averse to writing down the (loan contract), whether the (amount) is small or large, along with its time (of payment); that is (an act of ) justice with Allah and (good for) the establishment of testimony and the nearest(way) for avoiding doubt (in future), except when it is ready merchandise which you transact among yourselves from hand to hand, then (in that case) there is no sin on you if you do not write it down, and have witnesses when you trade. And do not harm the writer or the witness, and if you do (so) then it will certainly be a transgression on your (part) and fear Allah; and Allah teaches you and Allah is the Knower of everything.

    2) The person in debt will not enter Paradise until the debt is paid off!
    Muhammad ibn Jahsh said: ‘We were sitting with the Messenger of Allaah (Sal Allaahu Alaiyhi wa Sallam) when he raised his head towards the sky, then he put his palm on his forehead and said: “Subhaan-Allaah! What a strict issue has been revealed to me!” We remained silent and were afraid. The following morning I asked him,

    “O Messenger of Allaah, what is this strict issue that has been revealed?” He said, “By the One in Whose hand is my soul, if a man were killed in battle for the sake of Allaah, then brought back to life, then killed and brought back to life again, then killed, and he owed a debt, he would not enter Paradise until his debt was paid off.” (Hasan -al-Nasaa’i).

    3) Unnecessary loans is a cause of PUNISHMENT and the WRATH OF ALLAAH!
    The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

    “Whoever asks people for money when he has what is sufficient for him is only asking for more of the embers of Hell.” They asked him, “O Messenger of Allaah, what is sufficient so that he does not have to ask for more?” He said: “Having enough to eat lunch and dinner.” (Abu Dawud- Saheeh).

    And he said:

    “Whoever asks the people for money when he has what is sufficient for him will come on the Day of Judgment with scratches and lacerations on his face.” (Ahmad).

    4) The Prophet (Sal Allaahu Alaiyhi wa Sallam) didn’t pray his Janazah
    The Prophet (Sal Allaahu Alaiyhi wa Sallam) refrained from offering the funeral prayer for someone who had died owing two dinars, until Abu Qataadah (a Sahaabi) promised to pay it off for him. When he saw him the following day he said,

    “I have paid it off.” The Prophet said: “Now his skin has become cool for him.” (Hasan-Ahmad)

    5) The soul of the one in debt is suspended
    The Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

    “The soul of the believer is held hostage by his debt in his grave until it is paid off.” Tirmidhi,

    Explaining this hadeeth al-Suyooti said: “It (soul) is detained and kept from reaching its noble destination. Al-‘Iraaqi said: “No judgment is passed as to whether it will be saved or doomed until it is determined whether his debt will be paid off or not.”

    5) The one in debt is a prisoner
    The debtor is a prisoner, as the Prophet (Sal Allaahu Alaiyhi wa Sallam) said:

    “Your companion is being detained by his debt.” (hasan-Abu Dawood).

    Statements of Sahaabah regarding debt
    Umar ibn al-Khattaab said: Beware of debt, for it starts with worry and it ends with war. (Maalik in al-Muwatta).
    And Ibn ‘Umar said: “O Humraan, fear Allaah and do not die in debt, lest it be taken from your good deeds when there will be no dinars and no dirhams.”

    “The one who takes people’s wealth intending to pay it back, Allaah will pay it back for him, and the one who takes it intending to destroy it, Allaah will destroy him.” (Bukhaari).


    Jabir (Radhiallahu ‘anhu) reported:
    The Messenger of Allah (Sallallaahu ‘alaihi wasallam) said,

    “May Allah show mercy to a man who adopts a kind attitude when he sells, buys and demands for the repayment of loans.”


  4. You should have written a an agreements with signatures and witnesses as the above person mentioned. You can't trust people these days not even your own family. Even if they are a trusty person still always have a documents.

    Try to find out where he lives, gather men with you, knock at his house and ask for your money in front of his family that will scare him. Somehow continue confronting him.

    The stealer, bad people, hypocrites think they can get away but he will be accounted for it in the hereafter. Take this as a valuable lesson. Don't be too nice to people and help them right away, they can take advantage of you selfishly. I was like that (innocently naive) before and I am still working on it.

    • God bless you.I am so naïve at my mature age someone has stolen my jewellary under my nose due to my foolish trusting nature I am shocked don't know how to retrieve my expensive necklace etc
      This person has outright denied

  5. Welcome to the real world which is a complex world . Thats how life is .You don't get good people .
    People who appears good also not good from inside in many cases .
    There are people who talk big but zero from inside . Don't repeat this mistake in future .

  6. you have every legal right to take your money back from those people as other brother explained you should collect some proofs and go to the authorities and talk to them or if you had any other witnesses there then you should ask their help too. Islam does say that you should help others but it didnt say to risk your own security and money.

    You did nothing wrong to help those people because you did it for Allah swt , and he alone will give you the reward. By helping those people you worshiped Allah swt and a muslim doesnt regret worshiping his creator. Dont regret , you are a good soul, take this as a lesson , not everyone deserves our sympathy we all get deceived in our life. You did it for Allah swt but they did wrong to you so dont worry Allah swt is not with them, he's with you in sha Allah .Always Be positive about Allah swt in every situation, this is also a test of your faith.

  7. Thank you all for your comments. I did write a written agreement and the bank knew of the transaction since we talked with the women concerning the money to be transferred.

    I would take people to him to have him beaten up have him taken care of to say but I don't know where he lives, I checked up the legal way to do this and others have had similar stories and they've said the other person can stretch the courts of up to seven years and eventually you lose the money anyway to pay the courts.

    You know what was unbelievable that he acted with innocence that he has done nothing wrong.

    That was when it hit me that this guy has stole my money.

    Then I remembered a Hadith and ive left it to allah to deal with him, he can run and hide and do this to others but you can't run away from your creator nor can you run away from your sins such as this where you pray for forgiveness and he agrees. Inshallah if you can pray for me all of you to help me it would be appreciated and you wonderful people have given me good advice thank you.

  8. I sent 8000 rand to people they said they trading money .they name themselves *** and i was trading for three months getting statements every month without the third month that i was suppose to withdraw with.this people were advertising themselves on one of the radio station that why i can i get them behind bars.

    • Assalaamualaikam

      You will need to seek legal advice for this. Consult a lawyer who works in your home town and ask for their opinion on what you should do.

      Midnightmoon editor

  9. My dear muslim brother or sister, by allah, allah hears your supplication, allah deals with our affairs in the best way, you lending the money over i hope was for the sake of allah, and if it was then may allah reward you, why would allah cause this to happen ? it could be many reasons, reasons we are not wise enough to understand maybe.. but he the all wise knows very well what has occured, only allah knows what that money would have been spent on.. maybe allah saved you from something, from fitna ? Allah knows best.. this could be a test of your faith, patience, or a way for allah to grant you rewards and forgiveness in the afterlife, so grieve not and forgive, allah is merciful to those who are merciful, if he has stolen it from you, then know allah doesnt forget any matter, and on the day of resurrection where no wealth will do any good, your patience and forgiveness in this life will make your scale heavier.. in shaa allah

  10. I think Allah gave you this experience to teach you a valuable life lesson. And that is that

    1) not all people are as good-hearted, generous and honest as you
    2) people lie and cheat to get what they want
    3) never lend money to anybody, as a rule of thumb
    4) especially never lend money to someone who already has financial problems

    Please learn from your mistake, trust that Allah knows this money aren't halal for the other person, and that you're not the one who's going suffer from the consequences of this crime.

    You should report this person to the police, too, by the way.

  11. Assalamulaykkum,

    May Allah reward you amply for helping others in their despair

    - that which is done only for the sake of Allah, will remain
    - every atom of good you do, Allah would reward you either in this life or the next
    - have patience with the Qadar (pre-decree) of Allah
    - Allah mandates that we record the loans that we want to be returned with witness
    - its mentioned that Allah will not accept the dua of anyone against return of the loan if it was not written and witnessed

    your brother in Islam


  12. Salaam. I got divorced recently .Please give me a dua to get a good husband soon.

  13. Dear Sir, I need help. I gave a big amount of money against a mortgage for a 2 room flat for 12 years to a friend of mine, but now he is playing games with me. He is not giving me the house and not even giving me the money back. I need your help so that I get my money back.

    • Unless you have proof that your friend received money from you and that he hasn't paid you back, I'm sorry to say that your money is most likely lost. You can try to take legal actions against your friend, but without proof, it'll be difficult to get your right. Legal fees also cost a lot, so it may not even be worth taking legal action against your friend.

      Please learn from this experience:

      1. Do not ever lend anyone any money, especially not large sums of money. If people need money, they can go to banks and ask for it. If banks refuse to lend them money, it's most likely because the banks have assessed that they will not get their money back. That's usually why people ask other people for money: When the bank has already said no.

      2. If you insist on lending people money, then only lend them as much as you are willing to potentially lose. Because not everyone is going to willing and happily pay you back. Despite the fact that the money are not rightfully their's...

      3. Get some better friends that don't screw you over and take advantage of you.

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